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LoyaltyDocs

Point Balances

The points summary explained: usable, locked, unmatured, the reconciliation identity, and balances per centre

One lookup (points summary) answers every balance question a customer or your staff might ask. The same numbers head the customer's profile in the app.

What the Summary Tells You

Number

In plain words

Total points

The customer's overall balance

Usable points

What they can spend right now — matured, unexpired, minus anything on hold

On hold

Reserved by a redemption that is mid-flight (awaiting the customer's code or the till's confirmation)

Not yet unlocked

Recently earned points still in their waiting period

Lifetime totals

Everything ever earned, spent, expired, and reversed

The Numbers Always Add Up

The lifetime totals are not separate counters — they are views of one history, and one equation always holds:

earned − spent − expired − reversed = balance

Audit with confidence

If you mirror loyalty numbers into your own reports, check this equation per customer. The platform guarantees it at the source — any drift is in the copy, not the original.

Why Usable Can Be Less Than Total — and the Setting Behind Each Reason

Reason

The configuration behind it

A waiting period

Per rule or tenant default, any duration — see Maturity & Expiry

A hold

Hold points for, in minutes — see Pending Redemptions & Release

Expiry

Point lifetime per rule or tenant default — see Maturity & Expiry

A debt

The negative-balance option under Taking points back — see Reversals

Another centre's points

With store separation on, the summary is scoped to the centre asking — see Centres & Store Separation

How a Balance Was Reached

Purchase points, referral rewards and uploaded points all land in the same balance and obey the same rules. A member's profile shows the reconciliation line by line — Referral milestones, Referee welcome, Purchase / earn, Redeemed, Expired — down to Available Points (redeemable now), with any held referral rewards called out separately: held points are not yet in Available and release on maturity.

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